Bernie & Phyl's Finance

0% Interest For 5 Years*
  • $1499 Minimum Purchase required.
0% Interest For 3 Years*
  • $999 Minimum Purchase required.
0% Interest For 12 Months*
  • No Minimum Purchase required (Same as Cash)

* If you have selected a non interest paid in full with regular monthly payment plan. This is called a deferred interest promotion. This means that if the purchase is not paid in full during the promotional period, interest will be charged to the account from the purchase date at the regular APR for purchases. Making only monthly regular payments will not pay off the purchase balance within the promotional period.

The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For newly opened accounts, the APR for Purchases is 28.99%. This APR may vary with the market based on the U.S. Prime Rate. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. Cannot be combined with any other offers.

20% deposit is required for special orders. See store for details.

View the Bernie & Phyl's Furniture credit card agreement and disclosures online


Other Options

No Credit Needed Option

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