Financing Overview
FINANCING OVERVIEW
We offer several convenient financing options to meet your needs.
Bernie & Phyl's Credit Card
By Wells Fargo Bank, N.A. with approved credit
✓ Special financing options available with approved credit
✓ Choose from a variety of finance terms such as 12 or 60 months
✓ Convenient monthly payments
Subject to credit approval. Minimums may apply. Start your application online. Please note that your first online purchase using your Bernie & Phyl's/Wells Fargo Credit Card will require ID verification.
Easy Online Financing
By Affirm
✓ Quick and easy application
✓ Get a decision in seconds with no obligation to buy
✓ Pay over time for as low as 0% APR
No Credit Needed
By Koalafi
✓ Easy online application
✓ High approval rates
✓ Flexible payment options
Koalafi does perform a credit check as part of their application process. "No Credit Needed" does not imply no credit check.
Layaway
In-Store Payment Plan
✓ Allows you to lock in your merchandice price
✓ No interest
✓ Affordable payments