Financing Overview

Financing Options available at Bernie & Phyl's FurnitureFinancing Options available at Bernie & Phyl's Furniture

FINANCING OVERVIEW

We offer several convenient financing options to meet your needs.

Bernie & Phyl's Furniture credit cardBernie & Phyl's Furniture credit card

Bernie & Phyl's Credit Card

By Wells Fargo Bank, N.A. with approved credit

✓ Special financing options available with approved credit
✓ Choose from a variety of finance terms such as 12 or 60 months
✓ Convenient monthly payments

Subject to credit approval.  Minimums may apply.  Start your application online.  Please note that your first online purchase using your Bernie & Phyl's/Wells Fargo Credit Card will require ID verification.


Easy Online Financing with AFFIRM at Bernie & Phyl's FurnitureEasy Online Financing with AFFIRM at Bernie & Phyl's Furniture

Easy Online Financing

By Affirm

✓ Quick and easy application
✓ Get a decision in seconds with no obligation to buy
✓ Pay over time for as low as 0% APR


No Credit Needed with West Creek, available at Bernie & Phyl's FurnitureNo Credit Needed with West Creek, available at Bernie & Phyl's Furniture

No Credit Needed

By Koalafi

✓ Easy online application
✓ High approval rates
✓ Flexible payment options

Koalafi does perform a credit check as part of their application process.  "No Credit Needed" does not imply no credit check.


No Credit Needed with West Creek, available at Bernie & Phyl's FurnitureNo Credit Needed with West Creek, available at Bernie & Phyl's Furniture

Layaway

In-Store Payment Plan

✓ Allows you place merchandise on hold
✓ No interest
✓ Affordable payments

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