Billing & Payments

We do not accept payments in cash at the time of delivery. All order balances must be paid in full prior to delivery.

Yes, you can make a payment in full or pay a portion of your order using you credit card or PayPal account on our Make a Payment page.

Available financing options include the Bernie & Phyl’s Financing and Affirm along with a no credit needed lease-to-own option from Koalafi. Please visit our Financing Overview page for more information.

Bernie & Phyl’s Financing  is by Wells Fargo Bank, N.A. You may find more information about financing through Wells Fargo here.  

You can make a payment on your Bernie & Phyl’s financing via Wells Fargo Retail Services customer website.

You will receive your first bill within 30 days of your furniture delivery or pickup.

Yes, we offer the option to put your furniture or mattress on an In store payment plan. With our instore payment plan , you can choose your furniture and put as little as 20% down. Then make regular monthly payments, and we will deliver your furniture...