Easy Online Financing by Affirm at Bernie & Phyl's FurnitureEasy Online Financing by Affirm at Bernie & Phyl's Furniture

Pay at your own pace with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.

  Preqalify Now


Just select Affirm logo at checkout.

Choose 3, 6, or 12 monthly payments

For example, a $700 purchase might cost $64/mo over 12 months at
 15% APR.

Buying with Affirm is simple

1. Fill your cart Select Affirm at checkout, then enter a few pieces of info for a
 real-time decision.


Affirm Step One

2. Choose how you pay Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.


Affirm Step Two

3. Pay over time Make payments at affirm.com or in the Affirm app. You’ll get email and
 text reminders.






Affirm Step Three

Buy with confidence

With Affirm, you always know exactly what you'll owe and when you'll be
 done paying.


Affirm tells you up front the total amount you’ll pay. That number will never
 go up.


You choose the payment schedule that works for you.


Affirm won’t charge you late fees or penalties of any kind, ever.

Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check.  Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

Other Options

Bernie and Phyl's Credit card

No Credit Needed by West Creek at Bernie & Phyl's FurnitureNo Credit Needed by West Creek at Bernie & Phyl's Furniture

In-Store Furniture Payment Plan

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